​HUD Engineering Certification

image1

What is ​HUD Engineering Certification?

· A HUD engineering foundation inspection is to determine:
·  If the MFD home is permanently tied down.
· That the home would not float off the piers or foundation. 
· That the drainage of the house will not flood the crawlspace or basement. 

Modular

A modular home is  like a stick-built home but is done so in sections and in a factory  setting (controlled environment). The sections are then transported and  assembled on the building site. Modular homes cannot be moved once built  and they are built on permanent foundation walls of either masonry  block, poured concrete or wood. Modular homes are built in compliance  with typical building codes just as a stick-built home would be. 

Mobile

Mobile homes are the predecessor of manufactured  homes but built prior to 1976 prior to the HUD Standards being  published. These were generally poorly built and not to either Federal  or local standards/codes. 

Manufactured

Manufactured Homes are built from 1976 and on when  the HUD standards became effective. The HUD standards improved the  quality, safety, and energy efficiency of the homes. The most recent HUD  standards are dated September 1996.


A  manufactured home (formerly known as a mobile home) is built to the  Manufactured Home Construction and Safety Standards (HUD Code) and  displays a red certification label on the exterior of each transportable  section. Manufactured homes are built in the controlled environment of a  manufacturing plant and are transported in one or more sections on a  permanent chassis.
Manufactured homes have exterior certification labels and an interior data plate where Mobile and Modular homes do not.
 

What if My Home was Built Prior to 1976?

Homes built prior  to June 15, 1976, even with modifications, do not meet the HUD standards  and cannot be accepted as compliant with the HUD Code. FHA does not  insure mortgages on manufactured homes built prior to June 15, 1976.  Most other mortgage insurance firms follow FHA's policy.  

What are HUD Guidelines?

The current HUD Permanent Foundation Guide for  Manufactured housing is dated September of 1996. The guidelines specify  many things in regards to the construction of Manufactured Homes.  Manufactured Home Construction and Safety Standards mandate federal  standards for design, construction, and installation of manufactured  homes to assure the quality, durability, safety, and affordability of  manufactured homes.


Nature of Program: HUD issues  and enforces appropriate standards for the construction, design,  performance, and installation of manufactured homes to assure their  quality, durability, affordability, and safety. The construction and  safety standards preempt state and local laws that are not identical to  the federal standards; they apply to all manufactured homes produced  after June 15, 1976. HUD may enforce these standards directly or by  various states that have established state administrative agencies in  order to participate in the program. HUD may inspect factories and  retailer lots and review records to enforce such standards. If a  manufactured home does not conform to federal standards, the  manufacturer must take certain actions, including possibly notifying the  consumer and correcting the problem.


The statute generally prohibits  selling, leasing, or offering for sale or lease, homes that do not meet  the standards. Civil and criminal penalties may be sought for  violations of the statute.


HUD also administers programs regulating  the installation of the homes, reviewing the installation standard  programs that 35 states have, and administering a federal installation  program in the other 15 states. HUD also reviews the administration of  state dispute resolution programs in 35 states and administers a HUD  dispute resolution program in the other 15 states. 

image2

Example of a HUD Certification Label 

image3

Example of a HUD Data Plate